There are additional costs involved in purchasing a home beyond the actual purchase price. Taxes and fees based on the market value of the home are called stamp duty and registration charges. These fees are determined based on the home’s circle rate and other parameters. In MP, stamp duty and registration charges are the responsibilities of the registration and stamps department. This department is also one of the highest revenue-generating departments of the state. The department is divided into four regions in Bhopal, Gwalior, Jabalpur and Indore. Each of these regions is managed by a Zonal Deputy Registration Inspector General (DG). There are 51 Registrar offices in each district and 234 Registrar’s offices in each state.
What is Stamp Duty in MP 2026
In Madhya Pradesh, everyone purchasing any type of property is liable to pay stamp duty and registration charges. These charges apply, too, when there is any transfer of ownership in the matter. Being an owner of any piece of land is subject to the dominion of the state; therefore, state control is exercised by the rate revision done on September 7, 2020. To help with the standstill in the real estate market due to COVID-19, the Madhya Pradesh Government made a cut in the rate of property registration charges in municipal areas from 3% to 1%. The most recent information shows that for Madhya Pradesh, the stamp duty is 7.5% and the registration charge is 3%. Previously, the stamp duty was 10.5%.
Stamp Duty and Registration Charges in MP
The present stamp duty rates for MP are 7.5%, and registration charges are 3%. Interestingly, the rates are the same for all ownership types, except for Agricultural land.
| Ownership Type | Stamp Duty | Registration Charges |
| Male | 7.5% | 3% |
| Female | 7.5% | 3% |
| Joint (Male+Male) | 7.5% | 3% |
| Joint (Female+Female) | 7.5% | 3% |
| Joint (Male+Female) | 7.5% | 3% |
| Agricultural Land | 5% | 3% |
The overall registry fee includes municipal and panchayat fees, if applicable. Principal stamp duty (5% -2% cess), Municipal stamp duty (3%), District stamp duty (1%), and Upkar stamp duty (0.5%).
Stamp Duty and Registration Charges in MP for Different Deeds
Find the stamp duty on various documents as required by the Madhya Pradesh government:
| Deed Name | Stamp Duty in MP | Registration Charge |
| Gift Deed to Blood Relatives (Parents, Children, Spouse, Siblings) | 1% of market value (min. Rs. 1,000) | 1% of market value |
| Gift Deed to Non-Family Members | 5% of market value | 3% of market value |
| Lease Deed | 8% of total rent + deposit | 1% of total rent + deposit |
| Loan Agreement | 0.25% of loan amount | Rs. 500 (fixed fee) |
| Mortgage Deed With Possession | 5% of property value | 0.8% of property value |
| Mortgage Deed Without Possession | 0.5% of property value | 0.8% of property value |
| Conveyance in Compliance of Mortgage | 5% of property value | 3% of property value |
| Will Deed | NIL | Rs. 1,000 (nominal fee) |
| General Power of Attorney (GPA) | Rs. 1,000 (fixed) | Rs. 500 (fixed) |
| Special Power of Attorney (SPA) | Rs. 100 | Varies, often mandatory for property-related transactions with additional fees |
Stamp Duty in MP on Under-Construction Properties
Here’s a simple analysis of how stamp duty charges work in Madhya Pradesh for properties that are under construction.
- The rate remains unchanged.
The MP government charges 10.5% (7.5% Stamp Duty + 3% Registration Fee) I.e. it does not matter whether the construction site is still a hole in the ground or is fully constructed.
However, they do not collect it in one go. Typically, you pay a nominal amount when you sign the first “Agreement” (Booking) and the rest becomes payable in full when the construction work is finished and you receive the keys.
- GST. (The “Under-Construction” tax)
This is where you could lose or save some money.
- If it’s Under-Construction: You are REQUIRED to pay GST to the builder.
- If the flat is “Affordable” (usually under Rs. 45 Lakhs), GST is 1%.
- If it is a normal/luxury flat, GST is typically 5%.
The moment the flat becomes Ready-to-Move, it is important to note that the builder will not charge GST after they obtain the “Completion Certificate” (CC).
In layman’s terms, buying a property that is still under construction means you will pay 10.5% (Registry) + 5% (GST) = 15.5% in tax. However, in essence, buying a property that is fully constructed also excludes you from having to pay that 5% GST.
- Why Customers Continue to Buy Off-Plans?
While you do pay 5% extra GST, people do it because:
Lower Base Price: Developers offer “paper” (not built) flats at a lower price than what they will be sold for once completed, estimated to be around a 20% increase.
Flexible Payment Plans: The entire registry amount does not need to be available. The large portion of the 10.5% registry fee can be paid only at the end (time of possession).
- Beware of “Guideline Rates”
In MP, there are state mandated “Sarkari Rate” (Circle Rate) for every colony.
Suppose your builder quotes a price of Rs. 40 Lakhs as “discounted”, but the government values that piece of land at Rs. 45 Lakhs, you will have to pay 10.5% on Rs. 45 Lakhs.
Step-by-Step Process to Calculate Stamp Duty & Registration Fees in MP
Let us consider the example of calculating the stamp duty and registration charges in the state of Madhya Pradesh.
Calcuting stamp duty and registration charges
Stamp duty and registration charges can be calculated on the website of Madhya Pradesh IGR. The steps are as follows: Open https://www.mpigr.gov.in/. On the upper right-hand corner of the window, click on Login and enter your credentials. On the left-hand side, click on Property Valuation and Duty Calculation. Select Duty Calculation. Once the next window opens, fill in your name, address and the other required fields, and select the deed category and type. Click on Validate to confirm the information. The relevant duty will be shown.
Sampada 2.0 Portal
Sampada 2.0 portal is an initiative by the government of Madhya Pradesh to facilitate online registration of properties. All the required services are available to the property buyers through this portal. The following are the steps to calculate the stamp duty in Madhya Pradesh through the Sampada 2.0 portal.
Step 1: Visit the Sampada 2.0 online portal and click on the Stamp Duty/Registration Fees Calculation option at the top of the homepage.
Step 2: On the next page, select the type of deed for which you need to calculate the stamp duty and registration charges.
Step 3: After finishing this, you will have to enter some other details like the category of the deed, the type of the deed, etc. and then you will be able to continue to the calculation of stamp duty and registration charges.
Step 4: Hit the Submit button to continue to the calculation of stamp duty and registration charges.
Example of How to Calculate Stamp Duty in Madhya Pradesh
Example: If you buy a house, you’ll have to pay ₹6,00,00,000 in stamp duty and registration charges on a property worth Rs 50,00,000.
Cost of the property: 6,00,00,000
Stamp Duty in MP 7.5% of ₹6,00,00,000
= ₹45,00,000
Registration Charges (3%)
3% of ₹6,00,00,000
= ₹18,00,000
Total Amount to be Paid
Stamp Duty: ₹45,00,000
Registration Charges: ₹18,00,000
Total = ₹63,00,000
How to Check the Stamp Duty and Registration Fee Chart in MP
To check the stamp duty and registration fee chart in Madhya Pradesh on the IGR portal of the state, here is what you need to do:-
Step 1: Visit the official website of IGR MP
Step 2: Click on Check Stamp Duty and Registration Fee Chart from the left side menu bar
Step 3: The fee chart will be displayed on a screen in a pdf format.
Contact Information: Stamp Duty and Registration Charges in MP
For any further information, you can contact the following address or send a mail.
Office address: 35 A, Arera Hills, Bhopal,
Madhya Pradesh, 462011
Email address: [email protected]
Contact number: 0755-2573849 | 0755-2573846 | 0755-2573852
