Understanding your eligibility before applying for a plot loan saves you time and increases the likelihood of your loan being approved. Familiarise yourself with the requirements, prepare your documents, and compare different lenders to secure the best deal. Purchasing a plot of land is a prudent investment; land prices tend to appreciate steadily. Owning a plot grants you the freedom to build your...
Did you know that the RBI has maintained the repo rate at 6.5% for the ninth consecutive time? If your home loan is subject to a floating interest rate, any change in the repo rate could impact your interest rate. Generally, lenders are responsible for passing on the benefits of any reduction in the repo rate to borrowers. In such situations, if your lender does not reduce your rate, you can consider a...
India's real estate sector is a significant contributor to the country's GDP. It provides housing, commercial space, and jobs. However, it faces many challenges. There are multiple taxes, complex rules and a lack of transparency. This often results in a substantial tax burden. The introduction of the GST has significantly changed real estate taxation. This article discusses GST on real estate. It...
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