The Pradhan Mantri Awas Yojana (Urban) program is for those who live in slums and other economically backward urban areas, providing affordable shelter. The current demand for slum housing in India is approximately 18 million. As a result, the scheme provides the construction of approximately 20 million units of affordable housing to meet the estimated slum housing demand. To be eligible for support under the PMAY Urban scheme, the beneficiary family should not own a pucca house anywhere in India. The scheme covers the entire urban India, including 4041 legislative towns and 500 Class I cities, to begin with. This will be accomplished in 3 phases.
Key Facts: Pradhan Mantri Awas Yojana Urban List
Sometimes, people just want the basics without reading too much. Here’s a quick look at how the scheme stands:
| Detail | Information |
| Launch Year | 2015 |
| Mission | Housing for All |
| Target Group | EWS, LIG, MIG |
| Subsidy | Up to 6.5% interest |
| Assistance | ₹1–1.5 lakh (varies) |
| Scheme Type | Urban housing |
It’s a simple structure on paper. The idea was to make home buying a little more reachable, especially for those who were already close but still unsure. Many people usually check these details first before going deeper into eligibility or application steps.
PMAY Urban List 2026: Features & Benefits
To support prospective homebuyers, the different features and benefits of PMAY-U were listed in the table below
| Features | MIG-I | MIG-II |
| Maximum subsidy amount | Rs. 2.35 Lakh | Rs. 2.30 Lakh |
| Maximum Home Loan Quantum for Subsidy | Rs. 9 Lakh | Rs. 12 Lakh |
| Interest rate subsidy | 4.00% | 3.00% |
| Maximum carpet area of a dwelling unit | 160 sq. m | 200 sq. m |
| Maximum home loan tenure | 20 years | 20 years |
| The discount rate for interest subsidy NPV | 9% | 9% |
PMAY Urban List 2026: Financial Progress (Rs in Crore)
According to data from the Ministry of Housing and Urban Affairs, as of February 2024, the rate of development of Pradhan Mantri Awas Yojana in all States and union territories is as follows:
| Categories | Amount |
| Investment in Projects | Rs 8.11 Lakh Cr |
| Central Assistance Committed | Rs 2 Lakh Cr |
| Central Assistance Released | Rs 156412 Cr |
PMAY Urban List 2026: Physical Progress (Nos.)
Find below the physical progress of PMAY Urban list.
| Categories | Numbers |
| Houses Sanctioned | 118.63 Lakh |
| Houses Grounded | 114.09 Lakh |
| Houses Completed | 80.35 Lakh |
PMAY Permanent Waiting List Status
| Total no of blocks where PMAY PWL exists | |||||
| SNo | State Name | SC | ST | Minority | Others |
| Total | 5144 | 4161 | 4395 | 5318 | |
| 1 | ARUNACHAL PRADESH | 0 | 116 | 21 | 10 |
| 2 | ASSAM | 235 | 229 | 233 | 237 |
| 3 | BIHAR | 534 | 424 | 525 | 534 |
| 4 | CHHATTISGARH | 145 | 146 | 121 | 146 |
| 5 | GOA | 6 | 10 | 8 | 12 |
| 6 | GUJARAT | 231 | 208 | 221 | 239 |
| 7 | HARYANA | 128 | 1 | 65 | 127 |
| 8 | HIMACHAL PRADESH | 75 | 41 | 20 | 70 |
| 9 | JAMMU AND KASHMIR | 144 | 207 | 28 | 273 |
| 10 | JHARKHAND | 263 | 260 | 232 | 263 |
| 11 | KERALA | 148 | 63 | 149 | 152 |
| 12 | MADHYA PRADESH | 313 | 311 | 291 | 312 |
| 13 | MAHARASHTRA | 348 | 339 | 337 | 351 |
| 14 | MANIPUR | 15 | 46 | 23 | 26 |
| 15 | MEGHALAYA | 26 | 39 | 21 | 12 |
| 16 | MIZORAM | 3 | 26 | 8 | 1 |
| 17 | NAGALAND | 0 | 72 | 5 | 16 |
| 18 | ODISHA | 314 | 304 | 212 | 314 |
| 19 | PUNJAB | 147 | 2 | 48 | 137 |
| 20 | RAJASTHAN | 295 | 290 | 281 | 295 |
| 21 | SIKKIM | 23 | 29 | 19 | 27 |
| 22 | TAMIL NADU | 388 | 223 | 289 | 387 |
| 23 | TRIPURA | 53 | 58 | 42 | 53 |
| 24 | UTTAR PRADESH | 801 | 288 | 801 | 800 |
| 25 | UTTARAKHAND | 88 | 23 | 27 | 89 |
| 26 | WEST BENGAL | 342 | 333 | 340 | 342 |
| 27 | ANDAMAN AND NICOBAR | 0 | 4 | 5 | 7 |
| 28 | DADRA AND NAGAR HAVELI | 1 | 1 | 1 | 1 |
| 29 | DAMAN AND DIU | 0 | 1 | 0 | 2 |
| 30 | LAKSHADWEEP | 0 | 7 | 0 | 0 |
| 31 | ANDHRA PRADESH | 78 | 60 | 22 | 83 |
| 32 | TELANGANA | 0 | 0 | 0 | 0 |
| Total | 5144 | 4161 | 4395 | 5318 | |
PMAY Urban List 2026: Mandatory Documents to be a Beneficiary
Find the list of mandatory documents to be a PMAY beneficiary below.
- PAN Card
- Aadhaar Card
- Voter’s Card
- Driving License
- MNREGA Number
- Caste/Community certificate
- Income Certificate (Economically Weaker Section certificate or Low-Income Group certificate to be provided)
- Proof of nationality such as a passport or any other document
- Property valuation certificate
- Bank details and account statements
- Salary Slip and Income Tax Return (ITR) statements
- Proof of not owning a ‘pucca’ house by the beneficiary (Affidavit)
- Identification of beneficiaries under PMAY
PMAY Urban List 2026: Guidelines to Access PMAY Urban Beneficiary Fund List
The government has published beneficiary funds for the Pradhan Mantri Awas Yojana. We have outlined some easy steps to help you see the funds allocated to you under the PMAY housing scheme.
Step 1: Go to the PMAY Urban portal at pmaymis.gov.in.
Step 2: Click on the Search Beneficiary button available at the top of the website homepage.
Step 3: Select the beneficiary Wise Funds Released option from the dropdown menu.
Step 4: You will be directed to a new window where you need to enter your PMAY registered mobile number and click on the Send OTP button.
Step 5: Once done, you will find the detailed information about the funds released by the government under your name.
Real Estate Impact: PMAY Urban List
This change has been gradual. You could call it quiet. But it is happening.
Smaller homes especially located on the outer parts of larger cities are starting to gain more of a pulse in real estate markets. Plain homes that are practical and budget friendly are on the rise while large luxury properties are being left behind.
A few observations can be made:
- There is a rising number of affordable housing projects
- More interest and inquiry have been coming from first-time buyers
- There are more real estate transactions happening on the outskirts of the city
Buyer mentality is beginning to shift. Instead of waiting for the ideal moment and letting costs be a stopping point. The scheme does not help buyers fully, but it does break the purchases from that hesitation point.
This is also being observed from the other side of the market. Builders have started offering more budget-friendly and mid-range homes and are moving away from more expensive homes and properties.
PMAY Urban List 2026: How to Track PMAY Urban Application Using Toll-Free Numbers
To track your application, you can also use toll-free numbers to call the National Housing Bank (NHB) or the Housing and Urban Development Corporation (HUDCO). The numbers are as shown below:
HUDCO– 1800-11-6163
NHB -1800-11-3388, -1800-11-3377
PMAY Urban List 2026: Contact Details
Find below the contact details of the PMAY Urban help and support team.
- Contact Numbers: 011-23060484, 011-23063620,
011-23063567, 011-23061827
- Address: Pradhan Mantri Awas Yojana (Urban) Ministry of Housing and Urban Affairs Nirman Bhawan, New Delhi-110011.
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