The MHADA Mumbai Lottery provides affordable residential units for homeless people. This post covers the current schemes of the Mumbai MHADA Lottery, their dates, eligibility criteria, required documents, and payment-related information.

MHADA Lottery Mumbai: An Overview

The MHADA Lottery is one of the most affordable housing schemes in Mumbai, Maharashtra. The best feature of this housing scheme is that it makes residential units available to various income groups—including EWS, LIG, MIG, and HIG.

New MHADA Lottery in Mumbai: 2,640 Homes

MHADA is making 2,640 homes available across 97 different locations in Mumbai. This scheme comprises brand-new buildings as well as flats that developers were required to hand over to the government.

Under Construction: 1,762 units (New Construction)
Private Stock: 559 units (From private builders)
Scattered Flats: 319 units (At various locations within existing colonies)

You have options available everywhere—in Vikhroli, Goregaon, Borivali, Chembur, Bandra, and even in high-end localities like Dadar and Tardeo.

📅 MHADA Lottery 2026 Expected Launch Date

Although an official announcement is still awaited, industry reports indicate the following:

Tentative Launch: March–June 2026
Online Registration Only
The lottery draw typically takes place a few months after registration closes.

👉 Always check the official MHADA housing portal for confirmed dates.

📍 Expected Locations in Mumbai

MHADA flats are typically offered in redevelopment projects and government housing schemes.

Likely Areas:

Goregaon West (Patra Chawl Redevelopment Projects)
Kandivali / Borivali Suburban Region
Powai and Vikhroli Redevelopment Zones
Satellite Locations of Navi Mumbai
Some ‘Ready-to-Move’ and some Under-Construction Flats

👉 Final locations vary every year.

💰 Expected Price Range (Approximate)

MHADA flats are cheaper than private real estate.

Category	Estimated Price
EWS	₹20–40 lakh
LIG	₹35–60 lakh
MIG	₹60 lakh – ₹1.2 crore
HIG	₹1 crore+

Prices depend on the location, carpet area, and the stage of the project.

👤 Eligibility Criteria

Basic Requirements:

✔ Residency in Maharashtra is mandatory.

✔ Minimum Age: 18 years

✔ Neither the applicant nor their spouse should own any MHADA property.

Income Categories:

Category	Annual Income Limit
EWS	Up to ₹6 lakh
LIG	₹6–9 lakh
MIG	₹9–12 lakh
HIG	Above ₹12 lakh

Income proof is mandatory.

📄 Documents Required

General Documents for MHADA Application:

Aadhaar Card
PAN Card
Maharashtra Domicile Certificate
Income proof (ITR / salary slips)
Bank details or cancelled cheque
Address proof
Passport-size photograph

Ensure all documents are valid and updated.

💻 How to Apply for MHADA Lottery 2026

Step-by-Step Process:

1️⃣ Online Registration

Create an account on the MHADA Housing Portal using PAN and mobile verification.

2️⃣ Profile Completion

Fill in your personal, income, and residential details. Upload the documents.

3️⃣ Select Scheme

Choose category, location, and project.

4️⃣ Pay Application Fee

Payment through UPI, net banking, or card.

5️⃣ Lottery Result

Results are published online. Winners receive allotment instructions.

MHADA Lottery Mumbai Income Eligibility Criteria

The Mumbai MHADA Lottery has categorized potential beneficiaries into four distinct groups based on their minimum annual income. The income eligibility criteria for the Mumbai MHADA Lottery are provided below.

Income Group	Annual Income Criteria for Mumbai, Pune, & Nagpur
EWS (Economically Weaker Section)	Rs. 6 Lakh
Low (Low Income Group)	Rs. 9 Lakh
MIG (Middle Income Group)	Rs. 12 Lakh
HIG (High Income Group)	Above Rs. 12 Lakh

MHADA Lottery Mumbai Eligibility Criteria for Application

The eligibility criteria for applying to the MHADA Mumbai Lottery 2026 are provided below.

The applicant must be a permanent resident of Maharashtra.
The applicant must be 18 years of age or older.
The applicant must possess a valid PAN card.
No property should be registered in the name of the applicant or any member of their family.
If the applicant is divorced, they must submit the ‘Final Settlement Document’ issued by the Family Court.

MHADA Lottery Mumbai 2026 Documents Required

Listed below are the documents that applicants must attach with their MHADA Lottery 2026 Mumbai application form.

Aadhar Card
PAN Card
Driving License
Passport
Voter ID Card
Domicile Certificate
Birth Certificate

How to Check MHADA Lottery Live Schemes in Mumbai

Below are some simple steps to view the live schemes for the MHADA Mumbai Lottery:

Step 1: Visit the official MHADA website.

Step 2: Click on the ‘View Live Schemes’ button.

Step 3: On the next page, you will find a list of ongoing schemes for various cities across Maharashtra. Click on the ‘Mumbai’ button to view the MHADA Mumbai Lottery schemes.

This portal provides access to useful information related to the schemes, such as the area, address, cost, RERA ID, and much more.

MHADA Lottery Mumbai Pre-Application Process (E-Signing Self Declaration)

Follow these steps to complete the pre-application process for the MHADA lottery in Mumbai.

Step 1: Visit the official MHADA website at housing.mhada.gov.in/signUp.

MHADA Lottery Mumbai Website Homepage

Step 2: Sign up on the portal using your PAN card number and mobile number.

MHADA Lottery Mumbai Sign Up Page

Step 3: Complete the DigiLocker process to authenticate your Aadhaar card.

Step 4: Upload all necessary documents. All documents you upload will undergo an OCR process and be verified.

Step 5: Subsequently, you will be asked a series of questions regarding your employment details. Provide accurate responses to these questions. As an applicant, you may answer “Yes” to only one question, while the remaining questions will be skipped.

Step 6: To proceed with the application process, you must have all your uploaded documents verified. Once verified, you may e-sign the self-declaration and proceed to submit your application.

MHADA Lottery Mumbai Online Application Process

Follow these steps to apply for the MHADA lottery in Mumbai.

Step 1: Once the e-signing of the self-declaration is complete, click on the ‘Apply Now’ button located on the MHADA website’s homepage.

Step 2: Select the MHADA Board for Mumbai to view the start and end dates for applications, payment start and end dates, and other important dates related to the MHADA Mumbai lottery.

Step 3: Proceed with the application process by clicking the ‘Apply’ button.

Step 4: Next, view all currently active MHADA Mumbai lottery schemes on your screen. These will be displayed based on your caste category and eligibility. The names, prices, addresses, and areas of the housing units available under these schemes will also be visible in this window.

Step 5: After selecting your preferred MHADA Mumbai lottery scheme, you will be able to view its floor plan, photographs, and project location.

Step 6: After clicking the ‘Apply’ button, select your caste category. Agree to all the terms and conditions of the selected MHADA Mumbai lottery scheme.

Step 7: Click the ‘Submit’ button.

Step 8: Once this is done, an Application Number will be generated. Keep this safe for future reference.

MHADA Lottery Mumbai EMD & Application Fee Payment

Once the application process is complete, follow these steps to make the online payment for the deposit amount along with the application fee.

Step 1: After submitting your MHADA Mumbai Lottery application, you will see an ‘Application Number’ and a ‘Pay EMD & Application Fee’ button on the same page. Click on this button.

Step 2: The total amount comprising the deposit and the application fee—calculated based on your income category—will be displayed on your screen. Click on the ‘Pay’ button.

Step 3: Proceed to pay the application fee and deposit amount by selecting your preferred payment method.

Step 4: Obtain the payment receipt and keep it safe for your records.

Application Fee for the MHADA Lottery in Mumbai

Below, detailed information regarding the application fee payable by eligible beneficiaries along with the MHADA Lottery Mumbai application, is provided.

Type of Charges	Amount
Application Fee	Rs 500
GST (18%)	Rs.90
Total Application Fee	Rs.590

Deposit Amount of MHADA Lottery in Mumbai

Listed below are the application fees and deposit amounts that eligible beneficiaries must pay along with their Mumbai MHADA Lottery application.

Type of Charges	Deposit Amount without Application Fee	Deposit Amount without Application Fee
EWS PMAY	Rs.10,000	Rs.10,590
EWS	Rs.25,000	Rs.25,590
Low	Rs.50,000	Rs.50,590
MIG	Rs.1,00,000	Rs.1,00,590
HIG	Rs.1,50,000	Rs.1,50,590

To complete the application process, applicants must pay both the application fee and the deposit amount using their preferred payment method on the official MHADA website. As soon as an applicant completes the application process, a provisional document will be sent to their registered mobile number or email address via an SMS link or email. Applicants can also view this document by logging in to the official MHADA website.

MHADA Lottery Mumbai Payment Schedule

Payment for MHADA Mumbai lottery flats must be made in various stages. The details are provided below.

Amount to be Paid	Duration of Payment
25 Per Cent of the Total Cost of the Flat	45 days from the date of the provisional dekar letter
Remaining 75 Per Cent	To be paid within the next 60 days after the phase 1 deadline

MHADA Lottery Mumbai Flat Payment Terms & Duration

Here are a few terms and conditions related to the MHADA Mumbai Lottery payment schedule.

Step 1: The first installment of the flat’s payment—specifically 25 percent of the total cost—must be deposited within 45 days from the date of receipt of the Provisional Deed Letter. If the beneficiary fails to make this payment, the MHADA Mumbai Lottery Authority will grant a grace period of 15 days. However, if the beneficiary fails to deposit the first installment within 60 days, the allotment of the MHADA lottery flat will be cancelled.
Step 2: Upon the expiration of the deadline for depositing the first installment, beneficiaries must deposit the remaining amount—specifically 75 percent of the total cost—within 60 days. If a beneficiary fails to deposit the full cost of the MHADA Mumbai lottery flat within 105 days of receiving the Provisional Deed Letter, a grace period of 10 days will be granted; however, interest will be applicable on this amount in accordance with MHADA lottery regulations.
Cancellation of Provisional Deed: If the applicant fails to deposit the full cost of the Mumbai MHADA lottery flat within a cumulative period of 195 days, the MHADA Mumbai Lottery 2024 Authority will immediately cancel the Provisional Deed for the flat.
Refund Following Deed Cancellation: Upon the cancellation of the Provisional Deed, 1 percent of the amount deposited by the applicant will be deducted, and the remaining balance (excluding the application fee) will be transferred to the designated bank account. No interest will be paid to the applicant on the amount being refunded.
Full Payment: Applicants also have the option to deposit the entire cost of the MHADA Mumbai lottery flat in a single installment within 45 days of receiving the Provisional Deed Letter.

MHADA Lottery 2026 Mumbai Home Loan

Applicants may also apply for a home loan to pay the cost of the flat allotted to them in the MHADA Mumbai Lottery. However, should they choose to do so, they must obtain a ‘No-Objection Certificate’ from an authorized official of the respective financial institution and forward it to MHADA’s official email address.

Upon completion of this process, the MHADA Authority will issue a ‘Non-revocation Certificate’ in the name of the concerned bank and transmit it to the bank’s official email address. The financial institution may also retrieve this certificate—designated as ‘MHADA IHLMS 2.0’—directly from MHADA’s computerized system.

MHADA Lottery Mumbai Application Withdrawal

If any MHADA lottery applicant decides to withdraw their application following the lucky draw, the amount deposited by them will be refunded after deducting an administrative fee (i.e., ₹1,000). No interest shall accrue on the refunded amount.

The MHADA Authority reserves the right to cancel an application at any time if any of the documents submitted by the applicant are found to be forged. In such instances, the entire amount paid by the applicant shall be forfeited, and legal action will be initiated against them.

MHADA Housing Lottery System: MHADA Lottery Mobile Application

Launched by the MHADA Housing Lottery Department, this mobile application provides quick access to the MHADA Mumbai Lottery. With its assistance, applicants can easily view details related to their housing lottery applications.

Users can download this mobile application from the Google Play Store and select the ‘Mumbai Board’ to access lottery-related information.

MHADA Redevelopment Policy for Old Colonies in Mumbai

The Maharashtra Housing and Area Development Authority (MHADA) has recently introduced significant amendments to its redevelopment policy. This focuses specifically on the integrated/cluster redevelopment of its old colonies, particularly in Mumbai.

The key highlights of MHADA’s new redevelopment policy are as follows:

Integrated/Cluster Redevelopment for Large Plots

Scope of Applicability: This new policy has been formulated for the integrated and cluster-based redevelopment of MHADA colonies located within the city of Mumbai and its suburbs, covering an area of 20 acres or more.
Objective: To address the deteriorating condition of old MHADA buildings (many of which were constructed between the 1950s and 1960s) and to provide the existing residents living there with modern, high-quality, and spacious homes.
Scope of Work: These projects are planned as integrated townships, featuring modern residential units, elevators, ample parking facilities, parks, community centers, playgrounds, gyms, swimming pools, CCTV surveillance, and advanced infrastructure (water supply, sewage systems, roads, and electricity).

Changes in Resident Consent and Approval

No Need for Individual Consent: A major change is that redevelopment projects will no longer require individual consent from residents, as this policy grants the “maximum possible Floor Space Index (FSI) for rehabilitation.” This is a contentious move aimed at fast-tracking stalled projects.
Society Consent Mandatory: Developers appointed through the tender process will still be required to obtain a consent resolution from the respective Cooperative Housing Societies.
MHADA as Planning Authority: For the redevelopment of the 114 layouts identified under the Mumbai Board, MHADA will function as the Planning Authority, a move expected to streamline the approval process.

Financial and Area Revisions (Under DCR 33(5))

Although these changes pertain to redevelopment under Regulation 33(5) of the DCPR 2034, they impact the viability and implementation of projects that contribute to MHADA’s housing stock.

Premium Payment in Installments: Developers and housing societies can now pay the premium for additional built-up area in a phased manner (based on the plot size, in 4 or 5 equal installments inclusive of interest), thereby reducing the initial financial burden.
Revised Premium for Commercial Space: The premium for commercial floor space is now calculated based on land rates, market values, and its intended use—rather than on a fixed multiple of the residential rate—making commercial components more economically viable.
Reduced Consent Threshold: The threshold of resident consent required to commence redevelopment work has reportedly been lowered to 51% (down from the previous 70%), thereby accelerating the initiation of projects.

Recent Changes to MHADA Mumbai Lottery Eligibility

Revision in Carpet Area: The prescribed carpet area for certain income groups has been revised (for instance, the size of apartments in the MIG category has been changed from ‘up to 1,722 sq. ft.’ to ‘up to 968 sq. ft.’).
Scope of Cross-Category Applications: Applicants belonging to the Economically Weaker Section (EWS) and Low Income Group (LIG) may now apply only for their respective categories and for the category immediately above their own; under this rule, they are ineligible to apply for apartments in the Higher Income Group (HIG).

The objective of this comprehensive policy is to rapidly redevelop large parcels of MHADA land by harnessing their full potential. Through this initiative, the problem of housing shortage will be directly addressed by constructing rehabilitation units for existing tenants and creating new saleable homes for the general public through a lottery system.

MHADA Lottery Mumbai Contact Details

Provided below is the contact information for the MHADA Lottery Mumbai, which you can use to reach out to the MHADA Customer Care team and get answers to your queries.

Contact Number: 022-69468100

Postal Address: MHADA Lottery Mumbai Help Center, Near Mitra Kash, Gate No. 03, Grihanirman Bhavan, Bandra (East), Mumbai, Maharashtra.

MHADA Lottery Mumbai – The Bottom Line

We hope that this post covers all the essential information regarding the MHADA Mumbai Lottery for the years 2024 and 2023. Before applying for your chosen MHADA Mumbai lottery scheme, be sure to verify your eligibility and keep the necessary set of documents ready at hand. This will streamline the entire application process and minimize the likelihood of any errors.

Detailed information regarding every housing scheme covered under the MHADA Mumbai Lottery—such as pricing, carpet area, and the number of units available—can be found on the official MHADA website. Since registration for the MHADA Mumbai Lottery has already commenced, visit the website today and apply for the scheme that best aligns with your preferences.

MHADA Mumbai Lottery 2026: Apply Online, Dates, Eligibility & Prices