The Karnataka Housing Board was established in 1962 to meet the housing requirements of the state. The main objective for the Karnataka Housing Board is to create and implement such plans and address the issue of housing. By implementing this directive, it is the Board can offer affordable housing for the citizens of the state. This is why it is acknowledged as the top home-building agency of the State.
Different plans cover rural and urban zones. The company is currently working on the construction of five satellite towns with high-tech technology. Learn more about the various schemes as well as its latest plans here.
What is Karnataka Housing Board (KHB)?
Established in 1962 in 1962, the Karnataka Housing Board (KHB) is a government-owned organisation that is committed to establishing housing options for all income levels in Karnataka. The primary goal of the Board is to provide houses that are inexpensive, sound, and structurally stable and built in well-planned communities. KHB is present across the state, focusing on semi-urban and urban needs for housing. Through the implementation of different schemes and projects, the Board makes sure the state’s housing sector is open and accessible. Through the years, KHB has established itself as a trusted brand and has delivered projects that combine modern living with community-oriented design.
The Karnataka Housing Board has issued a warning against illegal plot sales.
The Karnataka Housing Board (KHB) has released a recent public notice advising homebuyers and investors to avoid illegal plot sales that are related to the Suryanagar Phase-4 housing project. The Board has stated that several individuals are trying to sell residential plots with the help of documents called “plot selection letters” that do not grant any legal rights to ownership. KHB has warned that buying plots with these methods can cause serious financial loss and legal issues for purchasers.
Providing background on the project, KHB explained that the Suryanagar Phase-4 scheme covers a total land extent of 1,498 acres and 39 guntas. This land falls within the villages of Indlawadi, Kadujakkanahalli, and Bagganadoddi in Anekal taluk, Bengaluru Urban district. The land acquisition was completed under Section 6(1) of the Land Acquisition Act. At present, the residential layout is under development and follows a 50:50 land-sharing arrangement between the Karnataka Housing Board and the original landowners. As per this model, half of the developed plots are returned to landowners as compensation.
KHB has clarified pthat lot selection letters sent to landowners are only symbolic in their nature. The letters are intended to identify which plots could be reserved for losers of land in the program. They do not confer any power to transfer or sell land or sign arrangements with a third party. However, the Board has discovered instances where landowners have abused these letters to sign sales agreements with uninitiated buyers.
The situation has grown more threatening with reports of fake and forged selection letters that circulate on the market. KHB has condemned such acts as a serious violation of the law and cautioned buyers who are relying on these documents are doing so entirely at their own risk. The Board has made clear that it is not accountable for losses or disputes that result from transactions that are not authorised.
To safeguard people from harm, KHB has advised that plots are only purchased when the official allotment list has been published through the Board. Buyers must make sure they have an official allotment form and a complete legal registration, and get an e-Khata in advance of making any payments. This is an excellent reminder for potential homeowners to scrutinize every document with care and rely solely on official communications of KHB in order to prevent falling prey to fraudulent sales of plots.
Key Goals of Karnataka Housing Board Scheme
- Inclusive Growth: Serving both urban and rural communities
- Quality of Life: Improving living conditions via well-planned programs
- Low-Cost Housing: Provision of low-cost housing to the economically weaker sections
- Sustainable Solutions: Safeguarding Green and Sustainable Homes
Karnataka Housing Board: Online Services
The Karnataka Housing Board offers the following services via its official website:
- Approval of building plans,
- Issuance of sale deeds,
- Online application for projects,
- Online payments,
- Refunds of the initial deposits, etc.
Karnataka Housing Board Scheme: Online Application
Interested citizens can apply online and pay the registration fee and an initial deposit via electronic payment. The official website for applying to the scheme is here. https://khb.karnataka.gov.in/
Terms and conditions for registration
1. Applicants who wish to avail of reservation benefits under the relevant categories (SC, ST, Defence, Ex-servicemen, Central Government, State Government, Senior Citizens, Physically Handicapped Persons) must upload the relevant attested documents.
2. Applicants must upload an affidavit confirming that they have been ordinary residents of the state of Karnataka for at least ten years before applying.
Karnataka Housing Board Schemes
The Principal Secretary of the Housing Department oversees the Karnataka Housing Board. It implements several schemes with the aim of providing affordable homes and living spaces to the public. For example, the KHB Housing Scheme in Kenchalagudu, Mysore. The Karnataka Housing Board offers affordable housing units in these categories.:
- LIG – Low-Income Group
- MIG – Middle Income Group
- HIG – High-Income Group
The Karnataka Housing Board offers two types of housing schemes based on location – urban and rural. Here is a detailed description of these schemes.:
Karnataka Housing Board schemes for urban areas in Karnataka
| Scheme | Description |
| Pradhan Mantri Awas Yojana – Urban (PMAY-U) | The PMAY-U scheme ensures affordable housing for urban residents, targeting Economically Weaker Sections (EWS), Low-Income Groups (LIG), and Middle-Income Groups (MIG). It provides home loan subsidies under the Credit Linked Subsidy Scheme (CLSS), focusing on slum redevelopment, partnerships for affordable housing, and the construction of individual houses.. |
| Vajpayee Urban Housing Scheme Regular | This Karnataka Housing Board scheme provides affordable housing in urban areas for economically weaker sections and low-income groups. It offers subsidised rates, prioritizes marginalized communities such as SC/ST, and promotes sustainable urban development. Through government-backed financial assistance, the scheme addresses the housing challenges faced by underprivileged residents in urban areas. |
| BR Ambedkar Nivas Yojana Urban | This scheme focuses on providing affordable housing for the Scheduled Castes and underprivileged communities in urban areas. Beneficiaries receive financial assistance to build or purchase a home. This initiative improves living standards and supports inclusive urban development, ensuring access to housing for economically weaker sections of society.. |
| Devraj Urs Housing Scheme Urban | Named after a former Chief Minister of Karnataka, this scheme provides affordable housing to backward classes and minorities. Through financial assistance, subsidies, and government support, it helps poor people in urban areas secure decent living spaces, thereby promoting social inclusion and improved living standards.. |
Karnataka Housing Board schemes for rural areas in Karnataka
| Scheme | Description |
| Basava Housing Scheme | The Basava Housing Scheme, launched by the Karnataka government, aims to provide affordable housing to economically weaker sections in rural areas. It offers financial assistance for house construction, prioritizing Scheduled Castes/Scheduled Tribes, minorities, and other backward communities. This initiative ensures improved living conditions and promotes rural housing development. |
| Devaraj URS Housing Scheme | The Devaraj Urs Housing Scheme, named after the former Chief Minister of Karnataka, supports backward classes and minorities by providing affordable housing in urban and rural areas. It offers financial assistance and subsidies to eligible beneficiaries, enabling them to acquire quality homes and promoting inclusive development for the underprivileged sections of society. |
| PMAY (G) | The objective of PMAY-G is to provide “housing for all” in rural areas by 2022. It provides financial assistance to economically weaker sections, including Scheduled Castes/Scheduled Tribes and other vulnerable groups, for constructing permanent houses. This scheme ensures basic amenities and durable housing, significantly improving rural living standards and infrastructure.. |
Karnataka Housing Board application process
- Visit the official website of the Karnataka Housing Board.
- Select the project or housing scheme you are interested in.
- Fill out the online application form accurately.
- Upload the required documents (Aadhaar card, income proof, address proof, etc.).
- Pay the registration fee through the Karnataka Housing Board’s online payment system.
- Review your application and submit it.
- Download and save the acknowledgement for your records.
Main projects by the Karnataka Housing Board
Karnataka Housing Board has played a key role in initiating several projects across Karnataka. Some of the major projects include:
- Suryanagar Housing Scheme: Located in Bengaluru, this project offers affordable housing units with modern amenities for middle-income families.
- KHB Gruhalakshmi Layout: Situated in Mysuru, this layout features well-designed plots and housing units for various income groups.
- Golden Valley Project: This ambitious project in Dharwad aims to provide affordable housing solutions to economically weaker sections.
Steps to Apply for Karnataka Housing Board Schemes
Here’s a step-by-step guide on how to apply online for the affordable housing scheme:
Go to https://khb.karnataka.gov.in, which is the official website of the Karnataka Housing Board.
Click on ‘Online Application’ under the third section called “Online Services”. It will take you to the page below.
Choose the housing project you want to apply for
Select your desired housing project from the options on the website
Complete the online application form
Click ‘Register’ after filling out the form
Main projects by the Karnataka Housing Board
Karnataka Housing Board has played a key role in initiating several projects across Karnataka. Some of the major projects include:
- Suryanagar Housing Scheme: Located in Bengaluru, this project offers affordable housing units with modern amenities for middle-income families.
- KHB Gruhalakshmi Layout: Situated in Mysuru, this layout features well-designed plots and housing units for various income groups.
- Golden Valley Project: This ambitious project in Dharwad aims to provide affordable housing solutions to economically weaker sections.
Karnataka Housing Board allotment list
After the application process is complete, Karnataka Housing Board releases its allotment list to ensure a fair and transparent selection process. Applicants can easily check their status online by following a few simple steps.
- Visit the official Karnataka Housing Board website.
- Go to the “Allotment List” section.
- Select the relevant year and project.
- Download the PDF version of the allotment list.
Karnataka Housing Board tenders
KHB issues tenders for various development works, allowing contractors, builders, and service providers to participate in the state’s housing projects.
| Tender ID | Project | Category | Last date to apply |
| KHB/2025/001 | Green Valley Project | Civil works | 30th May 2025 |
| KHB/2025/002 | Tech Town Layout | Electrical | 15th June 2025 |
To view the latest tender notices, please check the “Tenders” section on the Karnataka Housing Board portal.
Karnataka Housing Board sites in Bangalore
Bengaluru remains one of the most preferred locations for residential development for the Karnataka Housing Board, with several projects underway and more in the pipeline.
| Location | Project name | Availability |
| Yelahanka | KHB Green Valley | Limited Plots |
| Electronic City | KHB Silicon Enclave | Apartments |
| HSR Layout | KHB Urban Bliss | Sold Out |
These sites offer excellent connectivity, investment potential, and housing options for buyers with varied budgets.
Advantages of choosing Karnataka Housing Board
- Affordable homes for various income categories.
- Transparent application and online payment process.
- Government-backed security and reliability.
- Projects are located in convenient locations in urban and semi-urban areas.
- Multiple schemes are designed to suit different financial needs.
Besides theKarnataka Housing Board affordable housing scheme, having the right financing partner can expand your options and help you get your dream home faster. Bajaj Finserv offers hassle-free processing with approvals in just 48 hours* and no foreclosure charges for individual loan borrowers. Check your eligibility for a home loan that meets your housing goals. You might already be eligible; find out by entering your mobile number and OTP.
Market Investment Perspective for Buyers or Investors
The market investment perspective for Karnataka Housing Board (KHB) projects is becoming increasingly important for both buyers and investors. There is a growing demand for planned housing, clear titles, and affordable plots. Many KHB layouts offer long-term stability and consistent appreciation. A simplified investment perspective is provided below.
Karnataka Housing Board projects are known for their legal security. Buyers receive government-approved layouts and verified documents, which minimises risk. Many projects also include basic infrastructure. Roads, drainage, and electricity networks make these areas livable. These factors contribute to future price appreciation. The location of KHB layouts is also advantageous. Many sites are located near highways, upcoming industrial zones, or developing suburbs. Such areas typically experience better growth over time.
Here are the key things to know:
- Karnataka Housing Board layouts have government backing, so the risk of ownership issues is low.
- Prices are generally lower compared to private layouts in the same area.
- Value appreciation is stable in the long term, especially in developing suburbs.
- Rental demand is good in areas near colleges, offices, or highways.
- Investors should definitely check the development status before buying.
- Early-stage projects take time to mature, so returns are not immediate.
- Buyers should keep an eye on market trends and ongoing infrastructure development in the surrounding area.
For investors, KHB works best as a long-term option. Plots and houses may not offer quick returns, but they provide stability and predictable growth. For end-users, the value lies in secure ownership, regulated development, and affordable pricing. With proper due diligence, KHB properties can be a reliable choice for both living and investment purposes.
50:50 Land Sharing Policy
The 50:50 land-sharing policy is a major turning point for the Karnataka Housing Board (KHB). It will determine how the Karnataka Housing Board manages urban expansion. For decades, the government relied on compulsory land acquisition, which often led to years of legal battles and resentment from farmers who felt cheated by inadequate compensation. The 50:50 model changes this narrative by making landowners business partners rather than displaced victims.
How the Partnership Works
According to the policy, a landowner surrenders their undeveloped agricultural land to the Karnataka Housing Board. The board then undertakes all the work of converting the land for residential use and developing the infrastructure, including paved roads, underground drainage, water lines, and electricity.
Once the layout is fully developed, the total saleable land is divided into two parts. 50% of the developed plots are returned to the original landowner, while the remaining 50% is retained by the KHB to be sold to the general public.
Win-Win for Both Sides
This model effectively removes the sting of land loss for farmers. Instead of receiving a one-time cash payment that often loses value over time, they receive high-value real estate. For example, in the recent 772-acre Devanahalli project, raw land prices spiked from INR 1,500 to nearly INR 6,000 per sq. ft. because of the proximity to industrial hubs like the ITIR and the Satellite Town Ring Road. By owning developed plots, farmers benefit directly from this massive appreciation.
For the KHB, the benefits are equally significant:
- Low capital expenditure: The government does not need to spend billions of rupees on initial compensation.
- Faster execution: Because landowners are stakeholders, there is minimal opposition, allowing projects to move from planning to reality much faster.
- Zero litigation: Voluntary participation significantly reduces court cases, which typically stall housing projects for decades.
However, as of January 2026, the Karnataka Housing Board has issued a strong warning regarding projects like Suryanagar Phase-4. Some landowners are attempting to sell their future plots using symbolic plot selection letters. Buyers should be cautious: these letters do not constitute legal title. Any transaction will only be considered valid after the KHB issues a formal allotment letter, followed by a registered sale deed and an e-khata (digital property record).
Karnataka Housing Board Contact Details
Citizens can reach out to the Karnataka Housing Board at the following address:
II and IV Floor, Cauvery Bhavan, KG Road, Bangalore – 560 009.
Phone: 080 – 22273511-15
Fax: 080 – 22240976
E-mail: [email protected]
[email protected]
Chairman: Sri K.M.Shivalinge Gowda is the current chairman of the Karnataka Housing Board.
He can be reached on [email protected]
Read more: Rajasthan housing board scheme: Eligibility, Application
Frequently asked questions
Q1. What are the Karnataka Housing Board Schemes 2026?
These are government housing schemes by KHB offering affordable homes across Karnataka.
Q2. Who is eligible to apply for the KHB Schemes 2026?
Any Indian citizen meeting KHB’s income and residency criteria can apply.
Q3. How can I apply for the Karnataka Housing Board Schemes 2026?
You can apply online through the official KHB website during the application period.
Q4. What types of properties are offered under KHB schemes?
Flats, houses, and sites in different budget categories.
