Tamil Nadu Housing Board (TNHB) Schemes 2026 – Eligibility, Application and Updates

The Tamil Nadu Housing Board operates under the aegis of the Housing and Urban Development Department of the Government of Tamil Nadu. The Board is headed by a Chairperson appointed by the government, who is assisted by Board members drawn from various government departments and agencies. Its administrative functions are managed by a Managing Director and other Board officials.

The Tamil Nadu Housing Board has evolved into a premier institution providing affordable housing to people from all sections of society across Tamil Nadu. Notably, more than 50% of the residential units constructed by the TNHB are earmarked for the Economically Weaker Sections of society. Thanks to the various schemes launched by the TNHB, the dream of home ownership has become a reality for millions of people. Driven by urban development, the demand within the housing sector has been steadily rising across the state. The migration of people toward urban areas in search of employment opportunities—particularly during the pandemic—has been a primary factor that prompted the Tamil Nadu Housing Board to adopt the motto “Housing for All.”

Tamil Nadu Housing Board (TNHB): Quick Facts

The following are some brief facts about Tamil Nadu Housing (TNHB):

Particulars	Details
Launched By	Government of Tamil Nadu
Name of Scheme	Tamil Nadu Housing Board Scheme (TNHB) 2024
Objective	Provide home to all residents of Tamil Nadu
Benefits	There have been dispersed more than 894 residential parcelsPromote transparency and fairness in the system
Eligibility Criteria	Tamil Nadu residents
Mode of application	Offline

Eligibility Criteria for Tamil Nadu Housing Schemes

When applying for any housing scheme through the official TNHB website, tnhb.tn.gov.in, it is mandatory to fulfill the following criteria:

• The applicant must have completed 21 years of age.
• The applicant must be a native resident of Tamil Nadu.
• The applicant must not own any property or plot under any housing scheme of any other State Government.
• To be eligible for any income category, it is mandatory for the applicant to be a salaried employee.

TNHB Income Eligibility

Detailed here are the income eligibility criteria and the characteristics of assets typically associated with each group.

Category	Household Income (Monthly)	Carpet Area	Property Configuration and Amenities
Economically Weaker Section (EWS)	Up to INR 25,000	Up to 30 sq. m. (approx 320 sq. ft.)	1 RK / 1 BHK flatsBasic utilities, including water and electricity. Heavily subsidized schemes by the government.
Low Income Group (LIG)	INR 25,001 to INR 50,000	30 to 60 sq. m. (approx 320 – 645 sq. ft.)	1 BHK / Small 2 BHK flats Basic community infrastructure like shared green spaces and roads
Middle Income Group (MIG)	INR 50,001 to INR 75,000	60 to 120 sq. m. (approx 645 – 1,290 sq. ft.)	2 BHK / 3 BHK flat units. Features such as neighborhood spaces, assigned slots, and park spots for children.
High Income Group (HIG)	Above INR 75,000	Above 120 sq. m. (approx 1,290+ sq. ft.)	Luxury 3 BHK, 4 BHK, double-floors, or private land pieces. Top-tier features such as elevators, generator systems, workout spaces, and strict guarding.

Guidelines for Eligibility

In addition to your monthly earnings, Housing Boards typically verify these basic criteria before shortlisting an application:

• Family Income: Household income refers to the total (pre-tax) cash earnings of all earning members of the household—that is, you, your spouse, and any other family members whose names are included in the application.
• First-Time Buyer Condition: To be eligible for subsidized or reserved properties offered under government schemes, the primary applicant (or their family—including minor dependents) must not currently own a *pucca* (concrete) house in the specific metropolitan area or locality where the application is being submitted.
• Age and Address: Selection boards typically require the primary buyer to be at least 18 or 21 years of age and to be a permanent citizen or resident of that specific region.

Typical Payment Modules Offered

When an apartment is allotted through an official lottery draw, government boards typically offer three distinct options to complete the purchasing process:

• Loan-Style Purchase Option: This is a highly practical option wherein you first make an initial down payment (often ranging from 20% to 40% of the home’s total price). The remaining balance is converted into easy monthly installments (EMIs), with a tenure ranging from 5 to 14 years.
• Self-Finance Payment Plan (SFS): Under this method, the buyer pays for the home in cash installments; these installments are directly linked to various stages of construction, and the full price is paid by the time the keys to the home are handed over.
• Full Cash Payment: The customer pays 100% of the home’s price in a single lump-sum transaction—typically within 30 to 60 days of receiving official approval.

Disclaimer: These calculators are provided for illustrative purposes only. These figures may or may not apply to your specific situation. Users should verify all calculations and terms directly with the bank. Rates and fees are subject to change at any time. Triart Estate shall not be held liable for any loss or liability arising from the use of these calculators.

Official Website of Tamil Nadu Housing Board

The official website of the Board is tnhb.tn.gov.in.

Here, any applicant can obtain information regarding TNHB’s projects, schemes, project status, application forms, application status, allotment status, etc. A screenshot of the official website is provided below:

How to Check TNHB Projects and Flats for Sale 

Would you like to see which flats or houses are available in Tamil Nadu on the Tamil Nadu Housing Board (TNHB) website? Here is the easiest way to do so:

Step 1: Visit tnhb.tn.gov.in — simply type this into your browser and press Enter.

Step 2: On the left side of the homepage, look for options such as these:

• Flats for Sale
• View All Projects

Step 3: To view or download the PDF containing flats available for sale, click on ‘Flats for Sale’. This PDF will contain all key information related to the flats, such as:

• location
• price
• configuration
• contact number
• QR code so that you can scan for additional details.

Step 4: Clicking on the ‘View All Projects’ option will take you to a new page, where a list containing detailed information about the projects falling under the Tamil Nadu Housing Board will be available.

Tamil Nadu Housing Board: Divisions / Zones

The Tamil Nadu Housing Board has emerged as a leading organization in the field of providing sustainable, user-friendly, and environmentally safe housing. In recent years, it has also acquired extensive experience in the construction of multi-storied buildings across the state. Currently, it is working on various projects, including residential, commercial, and office spaces, as well as community facilities. The TNHB also plans to undertake redevelopment projects in the near future.

There are 12 Divisions/Zones for the disposal of matters related to allotment, which are as follows:

• Anna Nagar Division
• Besant Nagar Division
• Foreshore Estate Division
• J.J. Nagar Division
• K.K Nagar Division
• Nandanam Division.
• Special Project I Division
• Special Project II Division
• Vellore Housing Unit
• Villupuram Housing Unit
• Wood Working Unit Division
• South Asian Federation Games Village Division

Allotment process of the Tamil Nadu Housing Board

Tamil Nadu Housing Board schemes are categorised in two parts:

• Residential
• Commercial

The process for allocating residential units is carried out by inviting applications from the general public through extensive advertisements in leading daily newspapers. This process incorporates category-wise reservations, and a ‘Draw of Lots’ (lottery) is conducted by the Allocation Committee. The Allocation Committee—comprising members from State Revenue Authorities, the TNHB, and other government housing bodies—adheres to a ‘sealed tender-cum-open auction’ procedure for the allocation of commercial properties in Tamil Nadu. Notifications regarding this are published in leading daily newspapers in both Tamil and English.

Under these schemes, the breakdown of residential and commercial units is as follows:

Residential Units

• Developed Plots
• Individual Houses
• Flats
• MSB

Commercial Units

• Religious purpose site
• Institutional site
• Commercial Plot/Shop/Shop site
• Public purpose site
• School site

How to apply for Tamil Nadu Housing Scheme in the offline mode?

To apply for TNHB schemes, follow the steps given below:

• Step 1: Purchase the application form for your specific category from the Tamil Nadu Housing Board.
• Step 2: Submit the application form along with the initial deposit fee.
• Step 3: You can purchase the application form from the office of the Executive Engineer and Administrative Officer, located at the J.J. Nagar Division of the Tamil Nadu Housing Board, Chennai.

TNHB Housing Scheme for Workers in Urban Areas

The Tamil Nadu Housing Board has approved an affordable housing scheme for sanitary workers in the state. According to officials, 30,000 houses will be constructed and allotted to sanitary workers employed in urban areas. The state government aims to complete the construction of these houses and hand them over to eligible beneficiaries within three years.

Applicants eligible for this scheme must be sanitary workers who do not currently own a house under any other government housing scheme. It is mandatory for applicants to be residents of Tamil Nadu and to be at least 21 years of age or older. Apart from sanitary workers in the state, no other applicant will be eligible for this housing scheme.

The government has decided that the construction of these houses will be undertaken jointly by the Tamil Nadu Housing Board (TNHB) and the Tamil Nadu Urban Habitat Development Board. The Sanitary Workers Welfare Board will also assist in the construction process.

Officials have confirmed that priority will be given to applicants who are currently residing in rural areas under the existing ‘Kalaignar Kanavu Illam’ scheme.

Tamil Nadu Housing Board (TNHB): Contact Information

In case of any feedback or query regarding Tamil Nadu Housing Board, you may contact on the following address or the given contact number:-

Office Address: CMDA Complex, E&C Market Road, Koyambedu, Chennai, 600107

Contact Number: 24794201, 02, 03, 04, 05, 06

Email Id: [email protected]

Wrapping Up: Tamil Nadu Housing Board (TNHB)

If you meet the eligibility and income criteria prescribed by the Tamil Nadu Housing Board and are planning to apply for its housing schemes, please visit the official website for comprehensive information. The Board offers a wide range of options across various cities and towns. These schemes cater to individuals belonging to different income groups. Emphasising affordability and planned development, the TNHB plays a pivotal role in expanding residential properties throughout Tamil Nadu. We hope that the information provided above will help you take a confident step toward booking your dream home.

frequently asked questions